About Us - ELM Compliance : Compliance Made Easy

ELM Compliance Epcot Villa, Rue de la Ronde Cheminee, Castel, Guernsey GY5 7GE

About Us

About Us

About ELM Compliance

ELM Compliance Consultants Limited provides Effective, Logical and Mindful compliance services on a bespoke level to all Financial Services Businesses, Lending, Credit and Finance Businesses, Prescribed Businesses and any other businesses subject to the AML CFT CPF regulatory framework within the Channel Islands and beyond.

It is imperative to maintain full compliance within your business in order to mitigate risks such as security breaches and data losses, as well as avoid disciplinary action that could lead to license revocations, damaged reputations, lost customers, and financial penalties and losses.

In a complex and diverse regulatory environment, we support and enable our clients to meet their responsibilities, ensure compliance and protect their business with confidence, allowing them to focus on the important task of building and growing their business.

We have a combined experience of over 40 years working within the finance industry both client facing and in compliance roles giving us an envious mix of skills and knowledge in order that we understand both the commercial requirements of your business and the regulatory framework within which we all must work.

Our Services

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About Us

Meet ELM Compliance

Emma Mauger was born in London and educated at the Guernsey Grammar School. Emma has over 25 years industry experience and is qualified as follows:

  • ICA International Diploma in Compliance
  • ICA International Diploma in Financial Crime Prevention
  • ICA International Diploma in Anti-Money Laundering
  • Certified GDPR Practitioner
  • Member of the IoD
  • Fellow of the International Compliance Association.

In addition, Emma is a full STEP member and is STEP qualified.

Emma takes a practical approach to compliance having a deep understanding of both the commercial and regulatory sides of business. Emma has undertaken client facing roles as well as compliance roles throughout her career and works closely with clients in all sectors. Emma set up ELM Compliance Consultants Limited in 2010 and has never looked back!

Emma takes pride in ensuring a bespoke approach to all businesses with which ELM Compliance Consultants engage and feels privileged to have built strong, long term relations with our Clients as a result.

Berri Trimmer was born and educated in Guernsey and was welcomed back to ELM Compliance in January 2023.

Berri joined ELM Compliance in 2012, after 5 years of working in the Financial Services industry in various roles including Pensions and Compliance.  In 2014 Berri departed from ELM Compliance for a change of career, but returned to Compliance in 2018, predominantly focusing on AML and CFT.

Berri possesses experience and knowledge in the areas of corporate governance, risk management and financial crime with a thorough understanding of the rules and regulations on AML, CFT and CPF, alongside excellent attention to detail.

  • Berri holds the International Compliance Association (ICA) Certificate in Compliance.
Testimonials

What our clients say

"As a prescribed business, Watts Property take our obligations in relation to AML/CFT compliance extremely seriously. We have used the services of ELM Compliance for a number of years and have always found them to be responsive and pragmatic in ensuring we comply with Guernsey’s regulatory regime. We often deal with complex transactions and ELM’s approach gives us the peace of mind that are managing the business in line with the integrity required."

Joanna Watts
Managing Director, Watts Property Consultants Ltd

"We have been fortunate to have Emma as a sounding board for all compliance related matters ever since 2011. It is comforting to know we can obtain pragmatic advice based on Emma’s in depth knowledge of the Industry, current legislation and her knowledge of our firm. This means that the services that we use , including in person training, are tailored to and relevant for our business. As a relatively small company we gain insights and updates we would not otherwise have without the benefit of Emma’s experience as a result of her diverse client base."

Lisa Davey
Sarnia Management Corporation

"As a busy Personal Fiduciary Licence holder, it’s challenging to maintain and monitor the processes and procedures needed to ensure regulatory compliance. Elm provides comprehensive support both in terms of ensuring the correct policies are implemented and that the processes which flow from these policies are followed. Their knowledge of the overarching regulatory framework, as well as my clients and business, enables them to proactively identify actions necessary to ensure I comply with the latest requirements, and so frees more of my time to focus on clients."

Ian Burns
Senior Executive, ViaExec

"ELM Compliance provided proactive and targeted support for my Personal Fiduciary Licence application to the GFSC. As a PFL holder, Emma and her team continue to give essential support, especially on AML/CFT training, general updates and responding to specific queries, for example changes to the Handbook. In the fulfilment of my professional duties in the fiduciary sector, their ongoing expertise provides additional comfort."

Iain Stokes
Stokes

"ELM Compliance have been with us since we started 10 years ago through our initial set-up and then ongoing, and have been invaluable in providing support, updates, and advice as and when needed - which is regularly in the ever changing and highly regulated environment in which we operate. They are always available on the end of the phone when required. "

Dave Mahoney
Managing Director, Hauteville Trustees Limited

"We started working with Emma in 2016 to enable us to outsource our compliance function. She has been able to adapt to our unique structure, understands the mutual nature of our business and helps us ensure that we stay on-side with all relevant laws, rules and regulations. Our board welcomes the support she provides to assist them in discharging their roles as directors in an informed manner and for providing the necessary training to our staff in the required areas. Emma is always responsive and is a pleasure to work with."

Derek Millar
Chief Executive Officer, The Catholic National Mutual Limited

"As a small law firm, we have benefitted greatly by employing the services of ELM Compliance Consultants to assist with both the set-up and on-going support of our compliance procedures. Emma's expertise and can-do approach, combined with a highly efficient and reliable level of service tailored to our needs enable the smooth running of this area of our business."

Jane Brown
Browns Family Law

"We are thoroughly impressed with the exceptional services provided by ELM Compliance. Their attention to detail, expertise in navigation regulatory landscapes and commitment to ensuring our compliance has truly set them apart. ELM Compliance has not only met but exceeded our expectations, making them an invaluable partner in safeguarding our business against money laundering risks. Highly recommend their professional and friendly services."

Beth Chapman
Director, Bells Property Services